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CarShield Gold Plan


Author: CCW Team

This provider is one of the most affordable, according to our research. 
Our Rating: Most Affordable

In this article, we’ll provide an review for CarShield Gold, analyzing the plan’s coverage, cost, and other details.

If you don’t want to read the entire article, feel free to expand the box below and any of the links will take you directly. to the part of the article you are most interested in.

Table Of Contents (Click To Expand)

CarShield Powertrain Gold

Auto repair bills are a part of ownership, so you need to plan ahead and be prepared for what may happen. This warranty plan provides essential coverage for expenses related to a breakdown. This is one of the warranty company’s mid-level warranty plans, so you may find that it offers the perfect balance between affordability and included coverage.

Offering a variety of flexible plans, CarShield is one of the most respected car warranty companies. As a broker, CarShield sells plans for companies like American Auto Shield, who is then responsible for coverage as the administrator. The well-designed auto warranty plans are priced appropriately for the benefits provided. In addition, all plans come with extra perks like roadside assistance and more. The company takes pride in processing warranty claims promptly and fairly so that customers can enjoy hassle-free use of coverage when the need arises.

To help you get the right coverage at the best price, we encourage you to get quotes from at least three different providers. To get started, visit the CarShield website, give a representative a call on this number (800) 563-2761 or check out the button below for a quote.

The CarShield logo

CarShield Gold Coverage

Much of what is covered in this contract can be costly to repair or to replace, so this is a plan that could save you a sizable amount of cash in the long term. Although older cars could benefit, the warranty coverage in this is best for new vehicles with less than 100,000 miles.


  • Good Option To Extend Factory Powertrain Warranty
  • Affordable and Flexible Monthly Payments
  • Quality Coverage: Solid Protection


  • Doesn’t Cover Suspension and Brake Systems
  • Not The Best Option For Vehicles With Higher Mileage
  • No Preventative Maintenance Option

This coverage tier adds to the benefits offered under the Silver plan. Like the Silver plan, it includes covered repairs and replacements for damages to the engine, transmission, fuel pump, seals and gaskets, the air conditioner, the transfer unit, the drive axle(s), the water pump and more. For more detailed information about your coverage, turn your attention to your warranty contract.

This plan covers:

  • Transmission
  • Engine
  • Drive Axle(s)
  • Transfer Case
  • Air Conditioning
  • Alternator
  • The fuel system
  • Alternator
  • Starter
  • Power Windows

Not Covered: Steering, Suspension, Brake System, Electrical, Instrument Cluster, GPS and Navigation, Factory Audio, Wear Items, Hoses, Aesthetic Parts, And Belts

Keep in mind that a variety of factors may negate coverage. For example, damage caused by bad weather, racing, excessive dirt and more could nullify portions of the coverage. It doesn’t cover electronics and items like the air conditioner or power windows, which aren’t necessary for the vehicle to drive.

Other CarShield Plans: Below are other plans offered by CarShield:

  • Diamond: Exclusionary bumper-to-bumper coverage most similar to a new car warranty. CarShield’s most comprehensive plan.
  • Platinum: Most comprehensive inclusionary coverage offered by CarShield
  • Silver: CarShield’s basic contract. Most Basic Coverage
  • Aluminum: Coverage for high tech, which include computers, GPS, engine management etc.
  • Specialty: Vehicle service contracts covering Motorcycles and ATVs
What Is A Powertrain Plus Plan?

A powertrain plus plan is similar to a powertrain warranty in that it covers all of the primary items needed to make your vehicle run (engine, transmission, drive axle), which tend to be more costly to replace. Enhanced versions such as this are plans that cover more than the more basic versions.

This is different from exclusionary bumper to bumper extended car warranties like the Diamond Plan that mimic a factory warranty for a new car and cover everything not listed in the contract.

Other Benefits

While the coverage in different CarShield plans vary, the extra perks and services such as roadside assistance and coverage for towing expenses hold steady. Regardless of the CarShield plan that you select, you can take advantage of these additional services with prior authorization:

  • Towing service
  • Winching service
  • Battery service
  • Fuel delivery service
  • Door-open service
  • 24-hour roadside assistance
  • Emergency tire change service

Along with the above benefits, this contract is transferrable and has contracts available in Spanish. CarShield offers Rental car reimbursement for some plans. It can be purchased as an add-on also.

More Coverage Facts:

  • Repair Shop Choices: Any ASE Certified Repair Facility in the United States. In most instances, you can keep your local mechanic or even go to a dealership for service.
  • Cancellation Policy: 30 day money back guarantee
  • Waiting Period:Keep in mind that you will not be able to use your coverage until after the mandatory waiting period has passed, which is 20 days after you purchase the plan.
  • Specialized Coverage: Keep in mind that you will not be able to use your coverage until after the mandatory waiting period has passed, which is 20 days after you purchase the plan.
This coverage tier suits older, high mileage vehicles like this VW bus.
This plan is best for cars with less than 100k miles (not this Old VW Bus)
The CarShield Website’s description of this contract. If you’re interested in how much the plan would cost for your vehicle, click the image above for a free, direct, and instant quote from CarShield.

CarShield Gold Price

This plan from CarShield cost around $100 for starter plans and can be as high as $130.00 for set period plans. The overall price is based on factors like the make, model, age, and mileage of the vehicle, the program you choose, and what State you live in. The pay as you go rolling plans are generally cheaper than the fixed-period packages of up to 24 months.

Cost Overview:

  • Prices: Start at $99
  • Max Price Range: $80 (with discounts) to $130 per month
  • Average Cost: $100/month, $100 deductible, $200 down payment.
  • Maximum Payment Period: 2 Years.
  • Deductibles: $0, $50, $100 options.
  • Payment: Upfront or Monthly (Monthly Payment Options include Rolling or Fixed Period)
  • Claims Process: Can be made via phone, on the CarShield site or app, or email.
  • Reimbursement: Paid Directly To Repair Facility.

While the price increases for more robust plans, you will be pleased to discover that all vehicle service contracts are reasonably affordable and deliver true value to the car’s owner.

This extended car warranty that includes coverage for services that may otherwise cost you thousands of dollars. For example, service on an axle shaft is $1,000. A major transmission service may cost as much as $3,400. It’s much easier to spread costs like this over a whole year or more with an extended warranty.

If your car’s AC compressor needs to be replaced, expect to pay as much as $4,000. Please understand that these are estimates. The actual cost to repair your car may differ because of the cost of replacements for a specific model and geographic differences in labor costs. Also, the average cost of a repair facility may also change depending on location.

To inquire about the specific cost of coverage for your vehicle, request an online quote today. You can also speak with a CarShield representative over the phone.

Most Comprehensive
Typical Cost
$97 – $130
Typical Deposit
Best Service
Typical Cost
$150 – $187
Typical Deposit
Best Value
Typical Cost
$85 – $130
Typical Deposit

CarShield Gold Protection Plan Review

With highly affordable prices, flexible month-to-month contracts, and several perks, we recommend this plan for those who are looking for coverage from a top warranty company for newer vehicles in good condition with less than 100,000 miles.

CarShield Reviews

In our CarShield review, we rated the company with 4 out of 5 stars overall. While negative ratings from the Better Business Bureau indicate poor customer service, CarShield also offers some of the most flexible, affordable protection plans on the market. Along with poor BBB ratings, CarShield also has thousands of positive customer reviews on sites like Trustpilot and Google.

If you want to in learn more about any CarShield extended warranty or other plans CarShield offers, check out our CarShield Reviews.

An image of a sample contract of this plan from the CarShield website.
Sample contracts are a good way to look at the vehicle service contract details. They can be found on the company website.

How This Plan From CarShield Works

A vehicle service contract works much like insurance, except instead of providing coverage issues due to accidents, theft, and environmental damage, service contracts cover breakdowns due to a mechanical failure of agreed-to components in exchange for a regular monthly payment. Often called “an extended warranty”, a vehicle service contract isn’t technically a warranty, as the only actual warranty you get comes from the manufacturer when you purchase the vehicle. Instead, a vehicle service contract is a special type of written agreement that buffers you from paying large unexpected repair bills, which means you can have the peace of mind of knowing you are covered for major vehicle expenses.

In most cases, extended warranties do not cover pre-existing conditions or problems related to regular maintenance like oil, filter, and tire changes. With extended warranties, the tiny details matter, so make sure to read the fine print before you sign the dotted line.

Before making an investment in a vehicle service contract, make sure to get contact at least three providers for a quote to see if the competition has anything better to offer. The quote process with CarShield is easy and doesn’t take much time at all. You can get a quote by filling out an online form. You can also give CarShield a call and a customer service representative will discuss any questions you may have, including prices, coverage terms, out of pocket fees, how to file a claim. Time spent learning these facts will be well worth it.

The ideal extended warranty will provide ample benefits, and it will be priced within your budget. Because CarShield offers multiple term periods for all their extended warranties, you can easily find a plan to fit your needs. Do you want to know how affordable your coverage will be? Simply provide CarShield with your vehicle’s odometer reading and the VIN.

Wrapping It Up

Is this plan from CarShield worth it? Your car may seem well today, but the impacts of wear and tear take an increasingly harsh toll on your vehicle. In some cases, drivers will let a seemingly minor issue fall to the wayside, but a small warning sign can eventually lead to extensive damage and high costs. Other types of automotive repairs develop with little or no warning.

Frequently Asked Questions

What Is The Cost Of The Average Auto Mechanic Bill?

Did you know that the average car repair costs between $500 and $600? Based on data provided by AAA, many drivers are unable to pay for average repairs with cash and must use credit to do so. Even if you have enough cash on hand, you may not be able to comfortably pay repairs that you may be responsible for over the years.

Why Do Drivers Buy This Package?

In many situations, drivers are faced with charges that can drain your bank account quickly, and they may not be able to safely drive their car until the repair work has been fully completed. In addition to dealing with the stress of having a broken-down vehicle and no convenient way to get around town, you may feel the weight of this financial burden.

Is CarShield A Scam?

CarShield is a legitimate extended warranty company with a great industry reputation who has been in business for 16 years and featured on major networks, covering over a billion cars and other vehicles. While the vast majority of customers are happy with their coverage, there have been notable problems stemming from instances when BBB received customer complaints about issues related to CarShield’s sales, advertising, and the conduct of CarShield representatives which lead the BBB to issue a warning to consumers about the company. All in all, CarShield has pros and cons like most companies. This is why it is important for you to do your research on company practices before you decide on what coverage is right for you so you can make the best personal choice for you.

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