AA Auto Protection: Reviews, Cost, & If It’s Worth It

AA Auto Protection: Reviews, Cost, & If It’s Worth It

CompareCarWarranties.com brings our auto knowledge and car care recommendations to those interested in protecting and maintaining new or used vehicles. AA Auto Protection experts have more than 15 years of industry expertise. Their comprehensive extended coverage is customizable and renewable.
Key Takeaway

AA Auto Protection is an affordable extended auto warranty agency that focuses on high-quality coverage. With more than 15 contracts available, AA Auto Protections offers a variety of service

Pros

  • Affordable plans
  • Flexible payment options
  • High levels of coverage
  • Mechanical breakdown insurance available in California

Cons

  • Contracts are lengthy and should be reviewed carefully
  • Not all cars are covered and mileage maximum is fairly low
  • Caps on towing and rental benefits

What to Know About AA Auto Protection: Reviews, Cost, & If It’s Worth It


Extended coverage plans include built-in benefits such as 24-hour roadside assistance, as well as add-on options. However, prior approval must be sought to receive full benefits.

  • Wear and tear covered: Additional coverage is available on normal maintenance parts. Not all manufacturer’s warranties cover normal wear and tear. This covers your manual clutches, brake pads, rotors, and more.
  • Money-back guarantee: Within 30 days of signing your contract, you can cancel your plan with AA Auto Protection.
  • Roadside assistance: Plans include 24/7 roadside coverage. Some plans include rental reimbursement and towing benefits, but the maximum is fairly low and capped based on number of occurrences over the term of the plan.
  • Live customer service: Customer care is available 24/7 for all car needs. When you breakdown on the side of the road, you can get your questions answered right away.
  • Payment plans: Monthly payment options are available for up to 24 months. All major credit cards are accepted.
  • Quick quotes: Getting a price estimate is fast, easy, and free. Look up your car model and year and find out what extended warranty coverage is available. No credit checks are required and no fees are included.
  • Nationwide service: Coverage is available across the country.
  • Service contract specials: AA Auto Protection offers deals on their site, making plans more affordable.
  • Insurance-backed administrators: AA Auto Protection administration and plans are backed by A.M. Best insurance companies. Rated A for excellent.

Plans and Coverage


Over 15 plans across five levels of coverage are available. Contracts vary based on your plan, so read the details before signing.

Full Coverage Plans

These six bumper-to-bumper options offer the most extensive coverage. Benefits include everything from emergency towing and road service to reimbursement on roadside support costs with a maximum of $50 per service. Nearly all components are covered.

Premium Stated Component Coverage Plans

Choose from five plan options that offer great value at a great price. These are the best choice for cars that don’t qualify for full coverage.

State Component Coverage Plans

Seven plan options are available. The NASC Gold Coverage Plan covers the basics, such as gasoline/diesel engine, transmission, and steering, with personal protection benefits of towing, rental car, locksmith service, dead battery, and trip interruption. Royal Protect Preferred Plan protects the top 12 component groups, as well as optional coverage on seals, gaskets, and technology components such as navigation systems and parking sensors.

Premium Powertrain Plus Coverage Plans

All three plans include powertrain coverage. These are best for cars with higher mileages. Vehicles up to 80,000 miles are covered under the NASC Silver Plan.

Premium Powertrain Coverage Plans

These three plans focus on powertrain components. Although the plans come with just the basics, you can add on coverage. With the Royal Protect Primary Power Coverage Plan, for instance, you can add steering, engine, air conditioner, and seals and gaskets to the plan. Rental benefits are also included.

Wear and Tear Coverage:

Breakdowns or damage not covered in your policy may be covered under this additional coverage.

AA Auto Protection: Reviews, Cost, & If It’s Worth It Quick Facts


Company Name: AA Auto Protection

Year Founded: 2002

Headquartered in: Wilmington, Delaware

BBB Accredited: No

Partnerships/Endorsements: Allegiance Administrators, Royal